Achieving Financial Freedom: Steps to Financial Success
- Description
- Curriculum
- FAQ
- Reviews
Are you tired of feeling overwhelmed and confused when it comes to managing your finances? Want to take control of your financial future but don’t know where to start? Look no further than “Achieving Financial Freedom: Steps to Financial Success: An Online Course for Beginners”.
In this comprehensive course, you’ll learn everything you need to know about 401 Ks, budgeting, buying a home and car, planning for retirement, credit cards, taxes, and more. With expert guidance and practical tips, you’ll gain the skills and confidence to make smart financial decisions that will set you up for success.
Whether you’re just starting on your financial journey or you’re looking to improve your current situation, “Financial well-being” is the ultimate resource for achieving financial stability and security. So why wait? Enroll today and start building the bright financial future you deserve!
Financial well-being is crucial for individuals to have a balanced and stress-free life. It enables individuals to live within their means, save for the future, and manage unexpected financial challenges. Financial well-being involves having a comfortable income level, making sound financial decisions, and having a clear plan for the future. Individuals with high economic well-being levels are less likely to experience financial stress, anxiety, and depression.
Budgeting can help individuals to live within their means and save for the future. It enables individuals to avoid the pitfalls of overspending and accumulating debt. By creating a budget, individuals can identify areas where they can cut back on expenses, such as eating out or buying expensive clothes, and redirect that money towards savings, investments, or paying off debt.
Here are some topics we will talk about:
1. Introduction to financial management: the importance of understanding and managing finances.
2. Understanding 401k and retirement planning: saving for retirement and investment options.
3. Budgeting: creating a budget, tracking expenses, and saving money. We mention Kakebo budgeting and simple budgeting.
4. Guide to buying a home: understanding the home-buying process, finding the right mortgage, and saving for a down payment. We will look at renting vs. home buying.
5. Guide to buying a car: understanding car loans, leasing, and other financing options, and avoiding common mistakes
6. Credit cards and debt management: choosing the right credit card, building credit, and avoiding debt traps. We will also discuss what prepaid cards are.
7. Tax planning: understanding tax rules and deductions, filing taxes, and planning for future taxes.
8. Financial Planning for Life Events: Marriage, Children, and More.
9. Investing 101: Getting Started with Stocks, Bonds, and Mutual Funds.
10. How to Choose the Right Checking Account for You.
11. We will discuss the financial well-being of entrepreneurs.
12. We will discuss mindfulness and how it can help you cope with money-related stress.
There are some PDF downloads and helpful links attached to the slide show videos. Most videos have text to help you understand what is being discussed. There are key points at the end of the lectures to help you remember what we discussed as well as quizzes.
My goal for making this course was to make financial issues as easy to understand as possible so you can have an easy life and learn how to be great with your money and investments.
I am from the United States of America so some of the things mentioned in this course may not pertain to you if you live in another country. An example is when we mention social security and certain tax forms.
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IntroductionWelcome! What will we learn in this course?
Budgeting for Families.
How to make a budget.
Emergency Savings.
Pre-paid cards.
Investing 101: What are stocks, bonds, and mutual funds?
Understanding 401Ks.
Planning for Retirement.
FIRE lifestyle.
Buying a Home.
Renting Vs Buying.
Buying a car.
Credit scores and credit reports.
Understanding credit cards.
Checking accounts.
Financial well-being for entrepreneurs.
Ease financial stress with mindful living.
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About your instructor. Why learn from me?
This is just a short video about your instructor. I have been there. I have hit rock bottom with my finances. I wanted to make this course so you can learn what I did not know and hopefully avoid hitting rock bottom. Since my bankruptcy, I have taken multiple financial courses, read books, and spoken with brokers, investors, businessmen and women, and millionaires. They have all taught me so much and now I want to share this knowledge with you.
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What will we be learning in this course?This is a quick description with what we will be learning in this course.
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Disclaimer.
This is just a quick disclaimer. All information, content, and materials available in this course are for general informational purposes only.
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Introduction to financial management: understanding and managing finances
This is just a quick introduction before we begin. There are a few key topics with explanations.
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Budgeting 101
This is just a quick intro to budgeting. We will discuss what a budget is, tracking expenses, setting financial goals, creating a budget, saving, cutting costs, reviewing your budget, and staying accountable. Included with this lesson is a monthly budget planner you can print out to help you track expenses.
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Fill out a simple budget.
We will quickly look at filling out a simple budget.
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Budgeting for Families
In this lesson, we will speak about Tracking your earnings and expenses, Managing your debt, Regularly talking to your family about finances, and saving for future events and emergencies. We will also discuss setting aside time to do your budget, Listing all of your family’s expenses, Knowing how much you have left over after paying your bills, Regularly tracking your spending, and Being patient with the process.
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Budgeting Quiz -
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Kakebo Budgeting
Included is a Kakebo budget you can print out and help you track your expenses.
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Kakebo Quiz
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Building an Emergency Savings
In this lesson, we will discuss the importance of why you should have emergency savings. We will discuss some examples of what emergencies really are and what is not considered an emergency. We will discuss making a plan and tracking income, expenses, and goals. Every cent counts.
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Building an emergency savings quiz.
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Investing 101: Getting Started with Stocks, Bonds, and Mutual Funds
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Investing 101 Quiz.
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Common Stock Market Definitions
Here is a small list of 18 common stock market terms and definitions that you may not understand. Hopefully after listening to the previous lecture and reading this list of definitions you will have a little more understanding about the stock market.
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Understanding a 401 K
In this lesson, we learn about 401Ks. What are they? How much should you put in? What is employer matching? We will discuss many more questions you may have.
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401K Quiz
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Planning for retirement
This is a brief description of planning for retirement. We mention how much you should save, social security, Pre-tax and after tax contributions, types of retirement accounts, and building your portfolio.
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What is the FIRE lifestyle?
In this lesson, we will discuss what the FIRE lifestyle is. We will discuss the steps of the FIRE lifestyle and what the cost of living means. We will also look at some ways to save money and other important topics to help you retire comfortably. Attached to this lecture is the PDF document that explains more options to help you start saving today.
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FIRE lifestyle Quiz.
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Considering Home Ownership and Renting
In this short lesson, you will read about some pros and cons of renting a home. You will also read about some myths associated with renting vs buying a home. We will also discuss how to prepare to buy a house in the future.
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The Home Buying Process
In this lesson, we discuss the home-buying process. Who is the real estate seller and who is the buyer? Who communicates on behalf of the buyer or seller? How much House can you afford? Do you need an inspection? How much money should you put down? We will discuss these questions and many more that you might have.
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Home Buying Quiz
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Link for Mortgage Calculator.
Here is the link to the free mortgage calculator tool.
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Mortgages
This lecture contains information on types of mortgages, mortgage payments, PMI, mortgage principal, and mortgage interest.
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Mortgage Quiz
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HELOC information
This is just some quick information on the HELOC. What is it? How can you benefit from it? We also discuss Equity and what it means.
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Understanding Credit Cards
In this lesson, we will discuss credit cards, what they are used for, interest, how to build credit, fraud, rewards, and fees.
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Understanding Credit CardsQuiz
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Credit scores and reports
In this lesson, we discuss what a credit score is. Factors that determine your credit score. We will also discuss what is on your credit report.
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Credit Score Quiz
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Prepaid Cards Lesson
In this lesson, we will learn about prepaid cards and their advantages and disadvantages. We will learn about their convenience and if they have protection.
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Prepaid Card Quiz
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Understanding Taxes
We will discuss the basics of taxes in the USA. We will mention filing status, taxable income, a few tax forms, income tax, property tax, sales tax, avoiding tax scams, and deductions.
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Tax Quiz
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Paychecks and Taxes
This is a quick overview of what a paycheck is and what taxes are taken out.
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Checking Accounts
There are several factors to take into account when you decide to open a checking account. It is vital to grasp the various aspects of your account, as well as how to effectively utilize debit cards and checks. We will discuss the convenience, security, and flexibility of checking accounts.
We will also discuss choosing, opening, and maintaining the right checking account and understanding the fees.
A checking account can be a tool to help with your financial needs and budget. Choosing, opening, and maintaining the right checking account for your needs involves many key decisions.
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Checking Account Quiz
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Financial Wellbeing for Entrepreneurs
We will discuss identifying market needs, marketing strategies, competition, selling your services, evaluating expenses, developing a financial plan, fixed and variable expenses, taxes, and deductions. We will also address insurance, licenses, and business structure.
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Financial Wellbeing for Entrepreneurs Quiz
